Dodge Chrysler Jeep Ram Lease & Loan Center In Stockton

Stockton Dodge Chrysler Jeep Ram takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Stockton Dodge Chrysler Jeep Ram Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Stockton Dodge Chrysler Jeep Ram can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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Sit Down with Our Finance Team at Stockton Dodge Chrysler Jeep Ram Today

Buying a car is a big financial decision. Stockton drivers must consider many factors to find out how much car they can actually afford. Let our financial team at Stockton Dodge Chrysler Jeep Ram make it easy to sort through all the financial possibilities you can utilize when securing your next vehicle.

Explore Your Options with a Qualified Team

Our team is ready to work with you from budget to contracts and any driving needs in order to do what's best for your budget.

Automotive Loans Near Modesto

One of the main options for acquiring a new vehicle is financing or getting a loan. Financing has many benefits over leasing because you pay a set monthly rate that goes towards eventual ownership of the car, truck, or SUV. Financing gives Modesto buyers a lot of perks; as a car owner, they can customize it and rack up as many miles as they'd like traveling across California. You'll also be able to trade or sell the vehicle at some point in the future.

The few cons of financing are due primarily to repair costs or interest rates. Contingent to the warranty of the vehicle, there could be some maintenance costs that are not covered. This could leave you footing the bill alone. Your monthly interest rate could also be higher depending on your credit score. This is why sitting down with our finance team can be critical to securing a low rate.

Learn About Leasing in Stockton

Leasing differs from getting a car loan, but it can be the better option for some Lodi buyers. While leasing, drivers do not own the vehicle. You are only paying for the amount of time you drive said vehicle. Leases are flexible, and the monthly payments are lower than financing. This can benefit drivers who want the latest new car, truck, or SUV without worrying about depreciation or a large sticker price.

The key takeaway is that since drivers are not paying to own with a lease, more rules are attached to the car. Sacramento drivers can't add custom aftermarket parts or upgrade anything, and there is a limit to the miles they can accumulate behind the wheel. But still, you will have no equity in the car and won't be able to trade-in for value or sell it.

Questions to Ask Yourself Before Buying

Buying a new or used vehicle can be overwhelming since it's a big financial decision. It can be easy to be swayed and turned around, so all buyers should take a second to ask themselves a few questions.

  • Is now the best time to buy?
  • Is a new or used vehicle the better option?
  • Should I buy, or is it better to lease?
  • Should I consider trading in the value of my old car?

Trade-in Your Value in Stockton, CA

Trade-in the value of your car by bringing your old vehicle to our dealership. We will inspect your car, truck, or SUV and give you a quote that can be put towards your next vehicle at our dealership.

Sacramento drivers can use our online form to get an estimated quote before you stop by. Please let us know a little about your current car and leave us with contact information. Bring your car to us, and we will do an in-person inspection to confirm the online estimate and ensure you get the most out of the vehicle.

Contact Us at Stockton Dodge Chrysler Jeep Ram Before You Buy!

Figuring out your finances by yourself can cause a headache. Skip this stress and reach out to our financial team. Get pre-approved for credit by filling out some basic background and providing contact information on our online finance application.

At Stockton Dodge Chrysler Jeep Ram, we walk through all the financial options available that get you one step closer to your dream car. Check out our online payment calculator or schedule an appointment with our finance center today.

  1. Stockton Dodge Chrysler Jeep Ram

    3333 Auto Center Cir
    Stockton, CA 95212-2837

    • Sales: 2094255837
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Get in Touch

  • Contact our Sales Department at: 2094255837
  • Monday09:00AM - 07:00PM
  • Tuesday09:00AM - 07:00PM
  • Wednesday09:00AM - 07:00PM
  • Thursday09:00AM - 07:00PM
  • Friday09:00AM - 08:00PM
  • Saturday09:00AM - 08:00PM
  • Sunday10:00AM - 08:00PM